:root{--navy:#071A2F;--blue:#1263DF;--cyan:#00B8D9;--bg:#fff;--alt:#F5F7FA;--txt:#172B4D;--mut:#5b6b82;--card:#fff;--bd:#e3e8ef;box-sizing:border-box;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){color-scheme:dark;--bg:#0a2038;--alt:#071A2F;--txt:#e8eef7;--mut:#9fb0c6;--card:#0f2a48;--bd:#1d3b5e}}
*{box-sizing:border-box}html{scroll-padding-top:70px;scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,Arial,sans-serif;background:var(--bg);color:var(--txt);line-height:1.6}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);background:#fff;z-index:60}
a{color:inherit;text-decoration:none}.w{max-width:1140px;margin:0 auto;padding:0 20px}
header{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:#fff;color:#071A2F;border-bottom:1px solid #e3e8ef;box-shadow:0 2px 12px #071a2f0f}h1,h2,h3,.btn{font-family:Montserrat,Inter,sans-serif}
.nav{display:flex;align-items:center;gap:20px;height:76px}
.logo img{display:block;height:50px;width:auto}
nav{display:flex;gap:4px;margin-left:auto;align-items:center}
nav a{padding:8px 11px;border-radius:6px;font-size:14px;font-weight:600;color:#071A2F}nav a:hover{background:#1263df14}nav a.on{color:var(--blue)}
.btn{display:inline-block;padding:12px 22px;border-radius:8px;font-weight:600;font-size:15px;background:var(--blue);color:#fff;border:2px solid var(--blue);cursor:pointer;font-family:inherit;transition:.2s}
.btn:hover{transform:translateY(-2px);box-shadow:0 8px 20px #1263df55}
.btn.o{background:transparent;border-color:#ffffff80}.btn.d{background:transparent;color:var(--blue)}
nav a.btn,nav a.btn.on{padding:9px 16px;font-size:14px;margin-left:8px;color:#fff;background:var(--blue)}
#mb{display:none;margin-left:auto;background:none;border:0;color:#071A2F;font-size:26px}
.hero{position:relative;background:linear-gradient(135deg,#071A2F,#0b2d54);color:#fff;padding:90px 0 80px;overflow:hidden}
.hero canvas{position:absolute;inset:0;width:100%;height:100%;opacity:.55}
.hero .w{position:relative}.hero h1{font-size:clamp(32px,5vw,54px);line-height:1.12;margin:0 0 18px;max-width:760px;font-weight:800}
.hero p{max-width:640px;color:#c5d3e6;font-size:18px}.row{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.ph{background:var(--navy);color:#fff;padding:56px 0}.ph h1{margin:0 0 10px;font-size:clamp(28px,4vw,40px);max-width:800px}.ph p{color:#c5d3e6;max-width:700px;margin:0}
section{padding:60px 0}section.alt{background:var(--alt)}
h2{font-size:clamp(24px,3vw,32px);margin:0 0 8px;font-weight:700}.sub{color:var(--mut);max-width:680px;margin:0 0 30px}
.g{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.c{background:var(--card);border:1px solid var(--bd);border-radius:12px;padding:24px;transition:.25s}
.c:hover{transform:translateY(-4px);box-shadow:0 14px 30px #071a2f22;border-color:var(--cyan)}
.c h3{margin:12px 0 6px;font-size:18px}.c p{margin:0 0 10px;color:var(--mut);font-size:15px}.c ul{margin:0 0 10px;padding-left:18px;color:var(--mut);font-size:14px}
.ic{width:44px;height:44px;border-radius:10px;background:linear-gradient(135deg,var(--blue),var(--cyan));display:grid;place-items:center;color:#fff;font-size:20px}
.lm{color:var(--blue);font-weight:600;font-size:14px}
.cta{background:linear-gradient(135deg,var(--navy),#0b3a75);color:#fff;text-align:center}.cta p{color:#c5d3e6;max-width:620px;margin:0 auto}.cta .row{justify-content:center}
.steps{counter-reset:s;display:grid;gap:12px}.steps div{counter-increment:s;padding:14px 16px 14px 56px;position:relative;background:var(--card);border:1px solid var(--bd);border-radius:10px}
.steps div::before{content:counter(s);position:absolute;left:14px;top:12px;width:28px;height:28px;border-radius:50%;background:var(--blue);color:#fff;display:grid;place-items:center;font-weight:700;font-size:14px}
form{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));background:var(--card);border:1px solid var(--bd);border-radius:12px;padding:24px}
label{font-size:13px;font-weight:600;display:grid;gap:5px}.f{grid-column:1/-1}
input,select,textarea{font:inherit;padding:10px 12px;border:1px solid var(--bd);border-radius:8px;background:var(--bg);color:var(--txt);width:100%}
input:focus,select:focus,textarea:focus,.btn:focus-visible,a:focus-visible{outline:3px solid var(--cyan);outline-offset:2px}
.ok{background:#e6f7ee;color:#0b5b34;padding:16px;border-radius:10px;font-weight:500}
.note{font-size:13px;color:var(--mut)}
footer{background:var(--navy);color:#c5d3e6;padding:50px 0 24px;font-size:14px}
footer .g{grid-template-columns:repeat(auto-fit,minmax(180px,1fr))}footer h4{color:#fff;margin:0 0 10px}footer a{display:block;padding:3px 0}footer a:hover{color:var(--cyan)}
.cp{border-top:1px solid #ffffff22;margin-top:30px;padding-top:18px;text-align:center}
.rv{opacity:0;transform:translateY(14px);transition:.6s}.rv.in{opacity:1;transform:none}
.fl{background:#fff;border-radius:10px;padding:10px 14px;display:inline-block;margin-bottom:12px}.fl img{display:block;height:42px;width:auto}@media(max-width:860px){#mb{display:block}nav{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;border-bottom:1px solid #e3e8ef;flex-direction:column;align-items:stretch;padding:10px 20px 18px}nav.open{display:flex}nav .btn{margin:8px 0 0;text-align:center}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto}.rv{opacity:1;transform:none}}

.err{background:#fde8e8;color:#8a1c1c;padding:16px;border-radius:10px;font-weight:500}.ok{grid-column:1/-1}